EMI Facilities at Four Star IT: Empowering Your Tech Journey
ফোর স্টার আইটি ইএমআই (কিস্তি) সুবিধা এবং নিয়মাবলী
At Four Star IT, we believe that high-end technology should be accessible to everyone—from students building their first PC to enterprises scaling their infrastructure. To facilitate this, we offer the most flexible EMI (Equated Monthly Installment) plans in Bangladesh. Whether you are purchasing a gaming laptop, an AI-powered AC, or a professional workstation, you can now distribute the cost over 3 to 36 months. Our EMI facility is available through both our Physical Experience Centers (Multiplan, IDB, Bogura) and our Online Store.
0% Interest Policy
Enjoy 0% Interest for up to 12 months on the Regular Price of any product.
Minimum ৳5,000 Order
EMI is applicable for any order totaling BDT 5,000 or more, regardless of individual item price.
30+ Partner Banks
Supported by major banks including City Bank, BRAC, EBL, DBBL, and many more.
Core EMI Policy & Eligibility | ইএমআই নীতিমালা
- Card Type: Available exclusively for Credit Card holders of our partner banks.
- Order Value: The total cart value must be at least ৳ 5,000.
- Applicable Price: For 0% EMI (up to 12 months), the "Regular Price" will be applicable.
- Tenure Range: Choose from 3, 6, 9, 12, 18, 24, 30, or 36-month installment plans.
- Channel: Available for both In-Store (POS) and Online purchases.
Standard EMI Interest Matrix (General Banks)
| Installment Tenure | Interest Rate / Bank Charge | Pricing Base |
|---|---|---|
| 3, 6, 9, 12 Months | 0% Interest (Zero) | Regular Price |
| 18 Months | 16.49% Charge | Discount Price |
| 24 Months | 21.84% Charge | Discount Price |
| 30 Months | 23.26% Charge | Discount Price |
| 36 Months | 27.72% Charge | Discount Price |
Standard Chartered Bank (SCB) Specific Rates
| Tenure (SCB Only) | Interest Rate / Bank Charge | Pricing Base |
|---|---|---|
| 3, 6, 9, 12 Months | 0% Interest | Regular Price |
| 18 Months | 19.11% Charge | Discount Price |
| 24 Months | 24.71% Charge | Discount Price |
| 36 Months | 32.53% Charge | Discount Price |
Strategic Tech Acquisition: Why Use EMI at Four Star IT?
In the evolving economic landscape of 2026, managing cash flow is vital for both individuals and businesses in Bangladesh. High-performance equipment, such as Gaming Laptops and AI Workstations, are significant investments. At Four Star IT, our EMI policy functions as a financial tool for our customers. By offering 0% interest for up to 12 months, we allow you to acquire the latest technology today without depleting your liquid savings.
1. The Regular Price vs. Discount Price Dynamic
Our Regular Price includes the cost of providing financial subsidies for 0% interest plans. When you opt for a 12-month EMI, we absorb the bank's interest charges so that you pay exactly the Regular Price divided by your chosen months. Conversely, our Discount Price is optimized for cash or single-swipe payments.
2. Empowering Freelancers & Students
Our Minimum Order Value of ৳ 5,000 is set to allow even entry-level gear to be bought on installments. By distributing the cost over 12 months, a student or freelancer can start earning immediately while the equipment effectively pays for itself through productivity.
Accepted Bank Payments:
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Important Contacts
EMI Hotline: +8801 730 433 475 (10 AM - 8 PM). Follow us on Facebook for the latest campaigns.